Reference

How a05s Handles Your Personal Data

At a05s, your personal data belongs to you — we collect only what we need to run your account, process deposits via UPI, Paytm or PhonePe, and keep…

Data Collected With PurposeUPI & Paytm Transaction PrivacyYour Right to Access & DeleteSecure Storage PracticesIndia-Applicable Legal Framework

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Explore What This Policy Covers

a05s Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

This privacy policy applies to all accounts registered and accessed where local law permits. We collect your name, email address, phone number and payment identifiers — such as your UPI handle or Paytm-linked mobile number — solely to verify your identity, process transactions and maintain account

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integrity. We do not sell, rent or share your personal data with third parties for marketing without your explicit consent. Data transfers, where they occur, are protected by standard contractual safeguards. Your use of the platform from India is governed by applicable Indian data-protection regulations, and
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we align our practices with those requirements. Any changes to this policy will be communicated to your registered email address before they take effect.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

PRIVACY CONTACT PATHS

Reach Our Data Privacy Team

If you have a question about your data, want to request a copy of what we hold, or need to raise a concern about how your…

DATA HANDLING STANDARDS

See How We Secure and Manage Your Data

We have built our data practices around transparency, minimal collection and your right to control what we hold.

Cookies and Tracking

We use session cookies to keep you logged in and analytics cookies to understand how pages are used.

Account Security Measures

Passwords are stored using one-way hashing; we never hold your password in plain text.

Payment Data Handling

UPI handles, Paytm wallet tokens and PhonePe transaction references are stored in encrypted form.

Data Retention Schedule

We keep account and transaction data for as long as your account is active and for a period required by…

Who Can Access Your Data

Internal access is restricted to staff whose role requires it — account operations, fraud prevention and customer support.

Requesting Changes to Your Data

You can request a copy, correction or deletion of your personal data by contacting our privacy team via email or…

Browse Common Privacy Policy Questions

These questions cover the privacy rights and data practices that our account holders ask about most. If your question is not covered here, raise a ticket with the privacy team via the Help Centre.

We collect your name, email address, mobile number and, when you make a deposit, the payment identifier you use — such as your UPI handle or Paytm-linked number. We collect only what is necessary to operate your account and process transactions securely.

We share data only with payment processors like UPI networks, Paytm and PhonePe to complete transactions, and with service providers bound by confidentiality agreements. We do not sell your personal data or share it with third-party advertisers without your explicit consent.

Send a data-access request to our privacy email or raise a Help Centre ticket selecting the Privacy topic. Include your registered mobile number so we can verify your identity. We will deliver a copy of your data within 30 days of the verified request.

Yes. Submit a deletion request via email or live chat. We will remove your data once we have verified your identity and confirmed that no legal retention obligation applies. You will receive written confirmation when the deletion is complete.

We retain your data for as long as your account is active and for the period required by applicable Indian law after account closure. Once that window ends, data is securely deleted or anonymised so it can no longer be linked to your identity.

Payment identifiers such as UPI handles and Paytm tokens are stored in encrypted form and used solely to process and verify transactions. We do not store full bank-account numbers, and the payment processors handle sensitive financial data under their own certified standards.

We will send a notification to your registered email address before any material changes to this policy take effect. You can also check the policy page on a05s.club at any time to see the current version and the date it was last updated.

How a05s Handles Your Personal Data

Reach Our Data Privacy Team

See How We Secure and Manage Your Data

Cookies and Tracking

Account Security Measures

Payment Data Handling

Data Retention Schedule

Who Can Access Your Data

Requesting Changes to Your Data

Browse Common Privacy Policy Questions

01 What personal data does a05s collect when I open an account?

02 Does a05s share my data with third parties?

03 How can I request a copy of the data a05s holds about me?

04 Can I ask a05s to delete my personal data?

05 How long does a05s keep my account and transaction data?

06 What happens to my UPI and Paytm payment details?

07 How will I know if the privacy policy changes?

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